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Volume 13 | Issue 1 |

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  Paper Title: Shaping the Future of Finance: An In-Depth Overview of India's Fintech Startup Ecosystem

  Author Name(s): Nidhi yadav, Dr. Meera Bamba, Dr. Mamta Aggarwal

  Published Paper ID: - IJCRT2501766

  Register Paper ID - 276333

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2501766 and DOI : http://doi.one/10.1729/Journal.43374

  Author Country : Indian Author, India, 122502 , Rewari, 122502 , | Research Area: Social Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501766
Published Paper PDF: download.php?file=IJCRT2501766
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501766.pdf

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  Title: SHAPING THE FUTURE OF FINANCE: AN IN-DEPTH OVERVIEW OF INDIA'S FINTECH STARTUP ECOSYSTEM

 DOI (Digital Object Identifier) : http://doi.one/10.1729/Journal.43374

 Pubished in Volume: 13  | Issue: 1  | Year: January 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Social Science All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 1

 Pages: g640-g647

 Year: January 2025

 Downloads: 289

  E-ISSN Number: 2320-2882

 Abstract

Startups represent the primary driver of innovation and technological advancement. India's fintech startup ecosystem has developed into one of the most vibrant and quickly transforming areas in the worldwide financial landscape. Financial technology (Fintech) refers to the use of technology to deliver innovative offerings within the financial industry. It represents a new market disruption that influences traditional business models and financial frameworks by merging modern technology with finance. Fintech encompasses the "financial, insurance, and regulatory dimensions of the financial services sector, transforming business models, operational practices, and product offerings through technological advancements". This paper examines the fintech startup ecosystem landscape in India. this paper finds that the DPIIT registered startups, at the scaling stages, the fintech startups are very few compared to the ideation stage and the validation stage. This paper also finds that the fintech startups are not evenly spread across the different states of India and also finds that the funding in the fintech startups is more at the late stage of the startups instead of the seed stage and the growth stage.


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Startups, Fintech, Sustainable Development, Fintech Startup Ecosystem

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  Paper Title: HARYANA RAJYA MEIN VISHVAVIDYALAY STAR KE VIDYARTHIYON KA SAMAJIK KARYO MEIN BHUMIKA - EK VIVECHANA

  Author Name(s): MAHABIR, Dr. ANURADHA SUPEKAR

  Published Paper ID: - IJCRT2501765

  Register Paper ID - 276381

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2501765 and DOI :

  Author Country : Indian Author, India, 125120 , TOHANA, 125120 , | Research Area: Arts1 All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501765
Published Paper PDF: download.php?file=IJCRT2501765
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501765.pdf

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  Title: HARYANA RAJYA MEIN VISHVAVIDYALAY STAR KE VIDYARTHIYON KA SAMAJIK KARYO MEIN BHUMIKA - EK VIVECHANA

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 1  | Year: January 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Arts1 All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 1

 Pages: g633-g639

 Year: January 2025

 Downloads: 250

  E-ISSN Number: 2320-2882

 Abstract

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????????????? ???? ?? ??????????, ??????? ??????

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  Paper Title: MADHYAMIK STAR KE KALA VARG KE VIDHYARTHIO KI SRIJNATMAKTA PAR ABHIBHAVAK- PROTSAHAN KE PRABHAV KA ADHYAYAN

  Author Name(s): BHAWANA SHARMA, Dr. ANURADHA SUPEKAR

  Published Paper ID: - IJCRT2501764

  Register Paper ID - 276377

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2501764 and DOI :

  Author Country : Indian Author, India, 208011 , kanpur, 208011 , | Research Area: Arts1 All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501764
Published Paper PDF: download.php?file=IJCRT2501764
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501764.pdf

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  Title: MADHYAMIK STAR KE KALA VARG KE VIDHYARTHIO KI SRIJNATMAKTA PAR ABHIBHAVAK- PROTSAHAN KE PRABHAV KA ADHYAYAN

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 1  | Year: January 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Arts1 All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 1

 Pages: g626-g632

 Year: January 2025

 Downloads: 279

  E-ISSN Number: 2320-2882

 Abstract

??????? ??? ??? ????????? ?? ????? ?? ???? ?? ???? ????????????? ?? ??????????? ???? ?? ??? ??, ??? ????????????? ?? ??????? ???? ??????????? ???? ??? ?? ????????????? ??? ???? ???? ?? ????? ???? ??????? ????? ??????? ?????????? ?? ???? ??? ?????????? ??????? ??? ?? ?? ?????? ?? ???? ?? ?????? ???? ??????????? ??? ??? ?? ???? ??? ??????????? ?? ???? ??? ??? ?????????? ????, ?????? ? ????????? ??? ????? ???? ?? ???? ???? ??????????? ?? ??? ?? ???? ?????????? ???? ???????, ???????, ??????? ?? ????? ??? ?? ???? ??? ??? ???? ???? ??????????? ??? ????? ??? ??? ?? ??? ?? ???? ??? ??????????? ?? ???? ??? ??? ????????????? ?? ??? ?????? ?? ???? ???? ?? ?? ?? ???? ?? ?? ??????? ????? ???? ??? ??? ????????????? ??? ??????????? ?? ??? ???? ?? ??? ????????????? ?? ??? ???? ?????????? ??? ??? ???? ????? ?? ?? ?????? ?? ?????? ??? ?????????? ?? ????? ????? ??? ???? ???


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???????????, ???????-??????????

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  Paper Title: SmartLap: A Voice Assistant for Linux Mint

  Author Name(s): Dr.J.Santhosh, K.Preethi Varthana, S.Chandravadhana

  Published Paper ID: - IJCRT2501763

  Register Paper ID - 276322

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2501763 and DOI :

  Author Country : Indian Author, India, 641016 , Coimbatore, 641016 , | Research Area: Science All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501763
Published Paper PDF: download.php?file=IJCRT2501763
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501763.pdf

  Your Paper Publication Details:

  Title: SMARTLAP: A VOICE ASSISTANT FOR LINUX MINT

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 1  | Year: January 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 1

 Pages: g619-g625

 Year: January 2025

 Downloads: 275

  E-ISSN Number: 2320-2882

 Abstract

The "Smart Lap" project introduces a cutting- edge voice assistant developed specifically for Linux Mint. Unlike many commercial assistants that rely on cloud connectivity, Smart Lap emphasizes offline functionality, ensuring user privacy and reliable performance. The system leverages the Vosk speech recognition engine to process voice commands, allowing users to open applications like file managers and text editors, navigate tasks, and interact with the system seamlessly through speech. Designed with both technical precision and user experience in mind, Smart Lap prioritizes simplicity, accessibility, and productivity. With features like grammar correction, multitasking capabilities, and customizable interaction, Smart Lap bridges the gap between traditional Linux environments and modern AI- powered solutions. This paper explores the architecture, features, applications, challenges, and future directions of the project. Through this innovation, Smart Lap aims to redefine personal computing for Linux users, offering a hands- free and efficient interface that is both secure and user-friendly.


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 Keywords

Smart Lap, voice assistant, Linux Mint, Vosk, offline speech recognition, privacy- focused assistant

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  Paper Title: A STUDY ON AWARENESS OF TAMIL PUDHALVAN SCHEME AMONG COLLEGE STUDENTS IN TIRUPPUR DISTRICT

  Author Name(s): Dr. D. Ramya

  Published Paper ID: - IJCRT2501762

  Register Paper ID - 276367

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2501762 and DOI :

  Author Country : Indian Author, India, 642206 , Udumalpet, 642206 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501762
Published Paper PDF: download.php?file=IJCRT2501762
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501762.pdf

  Your Paper Publication Details:

  Title: A STUDY ON AWARENESS OF TAMIL PUDHALVAN SCHEME AMONG COLLEGE STUDENTS IN TIRUPPUR DISTRICT

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 1  | Year: January 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 1

 Pages: g614-g618

 Year: January 2025

 Downloads: 319

  E-ISSN Number: 2320-2882

 Abstract

In Tamil Nadu, India, the Tamil Pudhalvan scheme, particularly among the student community. Through a structured survey, data was collected from a sample of college students across various disciplines in Tiruppur. The study explores students' knowledge of the scheme's objectives, eligibility criteria, and its perceived advantages. Statistical methods, including Garrett Ranking and chi-square tests, were employed to analyse the data. Findings reveal that while there is moderate awareness about the scheme, a significant portion of the student population remains uninformed about its full scope and potential benefits. The study suggests that increased efforts in dissemination and outreach are needed to improve awareness, especially through educational institutions and social media platforms. Additionally, recommendations for policy-makers and educational authorities to promote the scheme more effectively are discussed.


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 Keywords

Tamil Pudhalvan Scheme, Awareness, College Students

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  Paper Title: PREDICTING BRAIN AGE USING MACHINE LEARNING

  Author Name(s): Kollu Leela Saitulasi Devi, D. Ramohan Reddy

  Published Paper ID: - IJCRT2501761

  Register Paper ID - 276395

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2501761 and DOI :

  Author Country : Indian Author, India, 533249 , Tatipaka , 533249 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501761
Published Paper PDF: download.php?file=IJCRT2501761
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  Your Paper Publication Details:

  Title: PREDICTING BRAIN AGE USING MACHINE LEARNING

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 1  | Year: January 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 1

 Pages: g610-g613

 Year: January 2025

 Downloads: 257

  E-ISSN Number: 2320-2882

 Abstract

Machine learning (ML) algorithms play a vital role in the brain age estimation frameworks. The impact of regression algorithms on prediction accuracy in the brain age estimation frameworks have not been comprehensively evaluated.


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Introduction, System Design, Implementation, Conclusion, Acknowledgement, References

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  Paper Title: A Review - The Study of AI Integrated ICT Tools and Its Impact on Educational Institutions on Teaching and Learning Process

  Author Name(s): Dr. Ashish K. Malani

  Published Paper ID: - IJCRT2501760

  Register Paper ID - 276458

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2501760 and DOI :

  Author Country : Indian Author, India, 431003 , Sambhaji Nagar, 431003 , | Research Area: Commerce All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501760
Published Paper PDF: download.php?file=IJCRT2501760
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501760.pdf

  Your Paper Publication Details:

  Title: A REVIEW - THE STUDY OF AI INTEGRATED ICT TOOLS AND ITS IMPACT ON EDUCATIONAL INSTITUTIONS ON TEACHING AND LEARNING PROCESS

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 1  | Year: January 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Commerce All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 1

 Pages: g604-g609

 Year: January 2025

 Downloads: 272

  E-ISSN Number: 2320-2882

 Abstract

The present study attempts to understand the role of Artificial Intelligence and Information and Communication Technology in Educational Institutes. There are various factors which are required for overall development of the students. Now a days AI and ICT tools plays a key role in student's development. Educators and administrators are now use AI tools to analyze the data and providing insights for decision and strategies. The AI ICT tools helps in improving personalized learning experience among the students. It has now entered in all sectors like health, communication, hospitality and other services. Now a days it is widely used in academic research and curriculum. This research paper will highlight the role of AI integrated ICT tools among the educators and role of tools in higher educational institutes with reference to various philosophers and writers.


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 Keywords

AI, ICT Tools, Educational Institutes

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Creative Commons Attribution 4.0 and The Open Definition


  Paper Title: Hand Gesture Control with OpenCv using Computer Vision and Mediapipe for Gesture Recognition.

  Author Name(s): Priya Landge, Vivek Patel, Ashlesha More, Devesh Shetty, Renuka Nagpure

  Published Paper ID: - IJCRT2501759

  Register Paper ID - 276000

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2501759 and DOI :

  Author Country : Indian Author, India, 400095 , Mumbai, 400095 , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501759
Published Paper PDF: download.php?file=IJCRT2501759
Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501759.pdf

  Your Paper Publication Details:

  Title: HAND GESTURE CONTROL WITH OPENCV USING COMPUTER VISION AND MEDIAPIPE FOR GESTURE RECOGNITION.

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 1  | Year: January 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 1

 Pages: g599-g603

 Year: January 2025

 Downloads: 253

  E-ISSN Number: 2320-2882

 Abstract

This project proposes a gesture-controlled system for PowerPoint presentations, aimed at improving the user experience by enabling hands-free control and addressing the limitations of traditional methods such as keyboards, mice, or remote clickers. These conventional tools can disrupt the natural flow of a presentation and are often inaccessible for individuals with physical disabilities. The system is designed to be highly adaptable, functioning effectively in diverse environments with varying lighting conditions, backgrounds, and camera distances. In conclusion, this project aims to enhance the presentation experience by providing a natural, hands-free method for controlling slides, fostering better presenter flow, and increasing audience engagement. By utilizing OpenCV and MediaPipe, the system delivers an innovative, accessible, and scalable approach to bringing gesture recognition technology into mainstream presentation environments.


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 Keywords

Gesture recognition, PowerPoint, OpenCV, Media-Pipe, Presentation control, Hand tracking, Real-time processing, User interface, Accessibility, Cost-effective, Multimedia control, Automation , Customization, Intuitive interaction, Physical disabilities, Slide navigation, Educational technology,Machine learning

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  Paper Title: EFFECT OF PUMSAVANA KARMA IN CONCEPTION

  Author Name(s): Dr. Patel Nidhi Sanjaybhai, Dr. Kola Vijaya Kumari

  Published Paper ID: - IJCRT2501758

  Register Paper ID - 276352

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2501758 and DOI :

  Author Country : Indian Author, India, 394210 , Surat, 394210 , | Research Area: Humanities All

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501758
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Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2501758.pdf

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  Title: EFFECT OF PUMSAVANA KARMA IN CONCEPTION

 DOI (Digital Object Identifier) :

 Pubished in Volume: 13  | Issue: 1  | Year: January 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Humanities All

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 1

 Pages: g595-g598

 Year: January 2025

 Downloads: 471

  E-ISSN Number: 2320-2882

 Abstract

These days, couples want their child to be more intelligent, psychologically, and physically healthy than they are. "Pumsavanam ithi pumsatva karakam karma" is the one of the shodasha karmas performed to ensure a fruitful and prosperous life. In pushyanakshatra, this process can be performed either prior to or right after conception in order to produce a healthy child. Garbhadharana and Garbhasthireekarana are its main goals. Here, Pumsavana karma is advised for conception. The topic chosen for this study is a way of treatment that will provide a better outcome with no side effects and is a cost-effective remedy due to its high success rate. Hence the article deals with the principles and practice of in detail.


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Garbhasthireekarana,Garbhadharana,Pumsavanam,Pushyanakshatra

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  Paper Title: IMPACT OF MOBILE MARKETING ON RETAIL SHOPPING AT LULU HYPERMARKET WITH REFERENCE TO COIMBATORE CITY

  Author Name(s): Mr Varun.G, Dr Lavanya M.R

  Published Paper ID: - IJCRT2501757

  Register Paper ID - 276451

  Publisher Journal Name: IJPUBLICATION, IJCRT

  DOI Member ID: 10.6084/m9.doi.one.IJCRT2501757 and DOI : http://doi.one/10.1729/Journal.43417

  Author Country : Indian Author, India, - , -, - , | Research Area: Science and Technology

Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2501757
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  Your Paper Publication Details:

  Title: IMPACT OF MOBILE MARKETING ON RETAIL SHOPPING AT LULU HYPERMARKET WITH REFERENCE TO COIMBATORE CITY

 DOI (Digital Object Identifier) : http://doi.one/10.1729/Journal.43417

 Pubished in Volume: 13  | Issue: 1  | Year: January 2025

 Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882

 Subject Area: Science and Technology

 Author type: Indian Author

 Pubished in Volume: 13

 Issue: 1

 Pages: g587-g594

 Year: January 2025

 Downloads: 255

  E-ISSN Number: 2320-2882

 Abstract

The advent of mobile marketing has revolutionize the retail industry, transforming how clientele interact with customers and influence their purchasing decisions. This study research the impact of mobile selling on retail shopping at Lulu Hypermarket, rivet on customer interlocking, purchasing behavior, and overall shopping experience. The research probe respective mobile selling scheme, include mobile apps, SMS forwarding, social media campaigns, and location-free-base marketing, to assess their potency in push sale and heighten customer loyalty. By analyze client feedback and sales agreement data point, the study spotlight the function of mobile selling in creating personalized shopping experience and further substantial-meter fundamental interaction. The determination provide valuable perceptivity for retailer looking to optimize their peregrine selling scheme and adapt to evolve consumer preferences in a competitive market.


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Mobile marketing,Retail shopping,Lulu Hypermarket,Customer Engagement,Purchasing Behavior,Mobile apps.

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