Volume 9 | Issue 10 |

 Abstract

The growth and financial stability of the country depends on the financial soundness of its banking sector. Camel approach is a significant tool to assess the relative financial strength of a bank. And also,to suggest necessary measures to improve weaknesses of a bank. In India, RBI adopted this approach in 1996 followed on the recommendations of Padmanabham Working Group (1995) committee. In the present study, an attempt has been made to evaluate the financial soundness of Jharkhand Gramin Bank. For the purpose of ranking, CAMEL MODEL approach has been applied, incorporating important parameters like Capital Adequacy, Assets Quality, Management Efficiency, Earnings Quality and Liquidity. The finding of the study shows that..

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An Appraisal of the Financial Recital of Jharkhand Gramin Bank with reference to CAMEL Model

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Social entrepreneurship has become the buzz word in India and around the world. People have found this concept of philanthropy a bit intriguing in nature. It has the best mixture of social service and entrepreneurship; this combination makes it most attractive and so unique in nature. Usually entrepreneurship is related to economic activities and being ruthlessly profit making and ignoring social benefits or societal wellbeing. In the present era of heavy industrialization and economic growth, societal gains have taken back seat or even out of the sight all around the world, including India, with the concept of social entrepreneurship rising in India and around the world has helped in serving the society in more meaningful manner than ever before along with living the spirit of entrepreneurship with its fullest.economic entrepreneurship focuses on economic need, on the other hands, social entrepreneurship focuses on social needs.Social entrepreneurship has increased its scope and importance in recent years, this paper also includes both areas as well. At last, how social entrepreneurship can change or impact on the social setup and social fibre in India and other developed nations specifically at the bottom of the pyramid level is also underlined in this research paper.

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Social entrepreneurship, Social Innovation, Social needs, social entrepreneurs, economic entrepreneurs, Bottom of the pyramid.

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The aim of this study is to analyze the effect of addition of glass powder and glass fibre on the various characteristics of concrete. Glass is one of the admixtures which is used many forms in everyday life. In shops, broken glass sheets &flat solid cuttings square measure move to waste, that aren't recycled at the present and typically delivered to landfills for disposal. This project examines the effect of replacement of fine aggregates with glass powder and glass fibres on the mechanical properties of concrete and Fine aggregates were replaced by waste glass powder as 0-15% and glass fibres as 0 - 3% by weight for M50 mix then the Compressive strength, tensile strength and modulus of elasticity at 7 to 28 days of age were compared with those of concrete made with natural fine aggregates. It has been observed that glass fibre reinforced concrete has greater strength than glass powder mixed concrete, and that the strength of mixes increases significantly when glass fibre is used. Using glass powder in concrete is an intriguing option for saving money on waste disposal sites while also contributing to a greener environment.

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Composite Material, M50 grade Concrete, Glass Powder, Glass Fibres, Compressive Strength, Split- tensile Strength.

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Softboards are commonly used for non-structural applications due to their poor mechanical property and higher water absorption. With the help of phenolic resin impregnation, we can make it more moistureproof and stronger. Phenolic resin impregnation improves the physical, mechanical strength properties and dimensional stabilization of the softboard. The improved properties of this low-density fibreboard can be utilized as a substitute for other engineered wood boards. Which will help to hinder the overexploitation of widely used natural timber resources sustainably by enabling the utilization of most underused timber species.

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Dimensional stabilization, Softboard modification, Wood Fiberboard, Phenol Formaldehyde resin, Impregnation, Low-density fiberboard

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Creative Commons Attribution 4.0 and The Open Definition

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Infrared, magnetic ,electronic spectra tetrahedral configuration

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In situ gels have been considered as promising drug delivery system for Ketorolac Tromethamine, since they have been shown to sustain the drug release up to 7 hours. The main objective of this study was to prepare and characterize in situ gel of Ketorolac Tromethanine. Gels were prepared using Sodium Alginate as the Ion Sensitive polymer and HPMC K4M, as viscosity Enhancer using the Ion Gelation method. Central composite experimental design was employed for the optimization of the effect of independent variables on the response (Viscosity, and % drug diffusion). Gels were evaluated for clarity, appearance, Gelling Capacity, and their performance in vitro and ex vivo using Franz diffusion cell. According to the findings of this research, an in situ gel of Ketorolac Tromathamine could be considered as a conceivable drug delivery system for treatment of post-surgical swelling.

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The study investigated the problems teaching English for visually impaired students in special education institutions in the Asir area, Saudi Arabia and revealed the statistically significant differences due to level of qualification and teaching experience. The study sample consisted of (180) male and female teachers. A questionnaire was prepared to measure the level of work stress among teachers, and it consisted of (29) items. The results showed that the problems teaching English for visually impaired students were at a high level on the dimensions as a whole. The results also showed that there were no statistically significant differences due to the variables' level of qualification and teaching experience.

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problems teaching English, visually impaired students, Saudi Arabia

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This study has attempted to examine the exports and imports of agriculture commodities in India during 2016-17 and 2019-20. This study also attempts to present the Foreign Direct Investment inflows in the agriculture sector in India for the period from 2012-13 to 2019-20.The total exports value of Agriculture and its allied activities in 2016-17 has been Rs.2, 26,651.9 Crores. The value of exports of agriculture and allied sectors rose to Rs. 2, 52, 976.1crores in 2019-20 by increasing 11.6 Percent as compared to 2016-17.The agriculture and allied imports in 2016-17 have been Rs.164680.6 Crores. The value of imports of agriculture and allied sectors decreased to Rs.147445.8 Croresin 2019-20 by falling 10.47 Percent compared to 2016-17.The FDI inflow in the agriculture sector in India is Rs.1392 Crores in 2012-13, and it had marginally decreased to Rs.1040 Crores in 2019-20.

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Agriculture Trade, Exports, Imports, and FDI in agriculture

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A cover page creates a first impression and generates a curiosity among the potential readers. It is not only important for marketing perspective but also emphasizes on the image of the literary text. This research paper deals with how the colour scheme used explores the meaning and theme of the literary text. The basic theories of colour psychology will be used to explore the cover page and how it contributes to the meaning of the text. It is will try to understand how the theme and the colour are an integral part of a literary text.

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Colour Psychology, Memoir, Cover Page

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More than 60% of Indians are depended on agriculture and State Government for development of agricultural sector has accorded high priority to elevate and boost rural economy. Multipurpose agro machine being important input to agriculture, endless efforts are being made to assure availability of quality foods grains to farmers in order to sustain the agricultural development and best vegetables to consumer end. In the present situation, the demand of quality multipurpose agro machine is very high and here in this paper proposedplanting machine will be more helpful to this industry. In view of above, the work has been carried out with the objective to produce quality sugar through scientific methods and adopting suitable processing methods through development of multipurpose planting machine. The paper presents theoretical aspects regarding the kinematics and dynamics of the planting machine and characteristics are implemented all that is required to sowing and planting of multipurpose, which includes tilling, planting, fertilizing and ditching of soil all process in a single operation. The outlook and prediction of high growth of crop of cultivators are very high because intensive soil cultivation requires consistency and reliability. In the meanwhile, cultivators are also expected to work smoothly and cultivate large areas. IN this paper design competes with all these expectations to aid cultivators. They intensively tilt the soil while destroying annoying clods. The soil thus becomes loose and can be used for crease forming and create the basis for a harvest with a higher yield. The prototype model can be converted to full width cultivators with a few manual actions to planting.

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 Keywords

Agriculture machine, Sugar cane, Cultivation

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Creative Commons Attribution 4.0 and The Open Definition