Volume 14 | Issue 2 |

 Abstract

Artificial intelligence (AI) is steadily reshaping financial services by making operations more automated and strongly driven by data. Tools such as machine learning, natural language processing (NLP), predictive analysis, and robotic process automation (RPA) allow banks and other financial organisations to perform tasks faster, reduce errors, control risks, and improve the way they interact with customers. These technologies are commonly applied in areas such as identifying fraudulent transactions, assessing creditworthiness, and providing investment-related guidance. AI also supports regulatory activities through Reg Tech applications and helps widen access to financial services through Robo-advisory platforms, thereby encouraging innovation and financial inclusion. However, along with these advantages, several challenges remain, particularly concerns about data protection, ethical use of intelligent systems, and limited transparency in algorithm-based decisions. This study focuses on understanding the effect of AI on operational performance, customer experience, and governance practices, while also discussing the opportunities, limitations, and future scope of AI in achieving sustainable digital transformation in the financial sector. Keywords: Artificial Intelligence, Machine Learning, Predictive Analytics, Natural Language Processing, Robotic Process Automation, FinTech, Reg Tech, Risk Control, Financial Inclusion, Ethical Use of AI, Data Protection, Digital Change. Artificial intelligence (AI) is steadily reshaping financial services by making operations more automated and strongly driven by data. Tools such as machine learning, natural language processing (NLP), predictive analysis, and robotic process automation (RPA) allow banks and other financial organisations to perform tasks faster, reduce errors, control risks, and improve the way they interact with customers. These technologies are commonly applied in areas such as identifying fraudulent transactions, assessing creditworthiness, and providing investment-related guidance. AI also supports regulatory activities through Reg Tech applications and helps widen access to financial services through Robo-advisory platforms, thereby encouraging innovation and financial inclusion. However, along with these advantages, several challenges remain, particularly concerns about data protection, ethical use of intelligent systems, and limited transparency in algorithm-based decisions. This study focuses on understanding the effect of AI on operational performance, customer experience, and governance practices, while also discussing the opportunities, limitations, and future scope of AI in achieving sustainable digital transformation in the financial sector.

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 Keywords

Artificial Intelligence, Machine Learning, Predictive Analytics, Natural Language Processing, Robotic Process Automation, FinTech, Reg Tech, Risk Control, Financial Inclusion, Ethical Use of AI, Data Protection, Digital Change.

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Creative Commons Attribution 4.0 and The Open Definition

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Creative Commons Attribution 4.0 and The Open Definition

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Solid state kinetics, thermogravimetric analysis, Schiff base, iron complex, Freeman-Carroll method, Doyle-Zsako method

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Creative Commons Attribution 4.0 and The Open Definition

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Nanomaterials have attracted significant attention in modern chemistry due to their unique size-dependent physical, chemical, optical, and catalytic properties. Materials in the nanoscale range (1-100 nm) exhibit enhanced surface area, improved reactivity, and superior functional performance compared to their bulk counterparts. The present study focuses on the synthesis, characterization, and applications of nanomaterials with special emphasis on eco-friendly green synthesis methods. Conventional techniques such as sol-gel, hydrothermal, and chemical reduction methods are compared with plant-mediated green synthesis for safer and sustainable nanoparticle production. Characterization of the prepared nanomaterials was carried out using X-Ray Diffraction (XRD), Scanning Electron Microscopy (SEM), Transmission Electron Microscopy (TEM), Ultraviolet-Visible (UV-Vis) spectroscopy, Fourier Transform Infrared (FTIR) spectroscopy, and Brunauer-Emmett-Teller (BET) surface area analysis. The results confirm that green synthesized nanoparticles show uniform morphology, good stability, and reduced toxicity. Applications in catalysis, drug delivery, environmental remediation, and energy devices demonstrate their practical significance. This study highlights that green nanotechnology provides an efficient, low-cost, and environmentally responsible pathway for future chemical research and industrial applications

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 Keywords

: Nanomaterials, Synthesis, Characterization, Green Chemistry, Applications, Nanotechnology

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Creative Commons Attribution 4.0 and The Open Definition

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The gig economy has emerged as a significant form of non-standard employment, particularly with the rise of digital platforms facilitating short-term and task-based work. While this model promises flexibility and income opportunities, it has simultaneously raised serious human rights concerns. Gig workers frequently experience precarious working conditions, including unpredictable earnings, lack of social security, limited labour protections, and excessive algorithmic control. These challenges are particularly acute for women workers, who face compounded vulnerabilities due to safety concerns, discrimination, and inadequate public infrastructure. This paper examines the impact of the gig economy on human rights in India, analyses the challenges faced by gig workers--especially women--and evaluates legal frameworks, judicial developments, and policy responses. It concludes by proposing reforms and suggestions to ensure dignity, equality, and social security for gig and platform workers.

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Creative Commons Attribution 4.0 and The Open Definition

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Gig economy, human rights, platform workers, women workers, social security

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

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Creative Commons Attribution 4.0 and The Open Definition

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The Relevance of the Social Values Inherent in the Vedic system of Sanskar in the present context

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Creative Commons Attribution 4.0 and The Open Definition

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The Relevance of the Social Values Inherent in the Vedic system of Sanskar in the present context

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Creative Commons Attribution 4.0 and The Open Definition

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Analytical method validation, Atomic Absorption Spectrophotometry, High-Performance Liquid Chromatography, Combined antacid suspension, Simultaneous estimation, Magnesium Hydroxide, Aluminium Hydroxide, Simethicone.

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Creative Commons Attribution 4.0 and The Open Definition

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ABSTRACT Background: Chronic schizophrenia with persistent residual symptoms poses significant therapeutic challenges, particularly in patients with long-standing illness and repeated relapses due to medication non-adherence. Individualized homoeopathic prescribing has been explored as an adjunctive approach in chronic psychiatric conditions. Case: A 57-year-old woman with a 20-year history of schizophrenia presented with persistent social withdrawal, guilt feelings, irritability, subjective cognitive complaints, and a fixed erotomaniac delusion. The illness was precipitated by significant psychosocial stressors, including financial loss and bereavement. The patient had a history of multiple hospitalizations, long-term institutional care, repeated modified electroconvulsive therapy (mECT), and ongoing antipsychotic treatment. The PANSS score of 45 at baseline. Intervention: An individualized homoeopathic remedy, Ignatia Amara 200C, was prescribed based on totality of symptoms, including ailments from grief, self-reproach, sensitivity, aversion to company, desire for sweets and music, and chronic constipation. The patient continued conventional psychiatric medications concurrently. Outcome: Over a three-month follow-up period, improvement was observed in mood, affective reactivity, and guilt intensity. Subjective forgetfulness improved, and overall functioning showed stabilization. However, the fixed erotomaniac delusion persisted. The PANSS total score at last follow-up was 33. Conclusion: This case highlights the complexity of chronic schizophrenia with residual features and suggests that individualized homoeopathic treatment may serve as a complementary approach in long-term integrative management. Controlled studies are required to further evaluate therapeutic effects.

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Keywords: Schizophrenia, Residual symptoms, Erotomania, Homoeopathy, Ignatia amara, PANSS.

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Creative Commons Attribution 4.0 and The Open Definition

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Kamala Markandaya is an internationally recognized Indian English novelist whose writings vividly depict the condition of Indian women trapped within patriarchal structures. Her narratives highlight how these women, confined by oppressive social norms, are often silenced to the point that their resistance goes unnoticed. A close examination of her works shows her deep insight into the human mind; she studies human emotions with remarkable precision and penetrates even the most concealed layers of thought. She stands out among Indian English writers for her bold and unconventional advocacy of women's sexuality and bodily autonomy. Markandaya demonstrates a heightened awareness of gendered morality and the social systems that uphold it. She is one of the few Indian female writers who dared to portray the discrimination faced by women in a predominantly patriarchal society, while envisioning a world of equality and harmony between men and women. Her sensitive portrayal of women--married or single--who feel confined within relationships reveals her perceptiveness and emotional depth. Her novel Possession explores multiple facets of the human psyche, especially that of women. The reading of the novel feels like a therapeutic journey in which characters gradually reveal their inner selves, particularly Valmiki, the central figure around whom the other characters revolve. Their complex emotional exchanges enrich the narrative and take the reader on a psychological ride. This paper attempts to delve into the deeper layers of Possession, interpreting it through a psychoanalytic lens.

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Creative Commons Attribution 4.0 and The Open Definition

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Patriarchy, resistance, sexuality, entrapped, therapeutic.

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Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Sudha Aroda Ki Kahaniya Me Stree Chetna

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Creative Commons Attribution 4.0 and The Open Definition

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Sudha Aroda Ki Kahaniya Me Stree Chetna

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Creative Commons Attribution 4.0 and The Open Definition