Volume 12 | Issue 3 |

 Abstract

ABSTRACT The banking system plays a vital role in Modern banking. In today's world, everybody needs instant banking solutions for a better lifestyle. The name of a bank is based on the number of loyal customers. At present, almost every bank has digital banking facility. This helps the people to be less tensed as they don't want to carry hand full of cash. Because of less involvement of cash, transactions have to be done with cash with proper KYC. Usually, bank provide services based on customer needs which are friendly and convenient to use. Due to the rise in technology, traditional banking has been gradually replaced by electronic banking. Customer satisfaction is an important factor that help banks to sustain in the industry. So, it is necessary to study the customer satisfaction towards digital banking. Descriptive study was conducted on research which shows customer satisfaction towards digital banking. This study includes both primary and secondary methods are used to collect the data. Questionnaire was framed to collect from the respondents who use digital banking. Internet and Journals are used for secondary purposes. The statistical tools used to analyze is Percentage Analysis, ANOVA and Chi - Square test.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Keywords: Digital Banking, Customer satisfaction, KYC, Friendly, Quality Services.

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

The primary purpose of this ground-breaking study is to introduce a cutting-edge facial recognition device that will push the limits of existing technology firms in the healthcare industry. The healthcare terrain is constantly transforming with the introduction of new technologies that are continuously revolutionizing the patient-focused care approach [1]. Among all these technologies, facial emotion recognition is emerging as a game-changer for meeting patients' emotional needs. My AI-driven device stands out as a remarkable innovation within this sphere, applying the latest technological innovations in computer vision and AI to transform the healthcare industry. This device aims to achieve the highest possible speed and accuracy in facial recognition tasks by incorporating advanced internal components such as a Quantum Facial Recognition Processor (QFRP) and Neural Network Accelerator (NNA). Furthermore, adding new functionalities, such as the Holographic Facial Landmark Detector and Bio-Inspired Facial Feature Extractor, will pave the way for a more thorough and accurate analysis of facial features. It utilizes sophisticated algorithms and biometric authentication to give unmatched precision and dependability in decoding facial expressions and micro-expressions [2]. It makes it possible for healthcare professionals to catch some subtle reactions of patients in their facial expressions and, therefore, identify many emotions (happiness, sadness, anger, fear, etc.) Besides, the device can detect subtle nuances of patients' facial expressions. In addition, my device can be an invaluable aid in pain assessment and management, mental health evaluation, and continued emotional monitoring in healthcare settings. The device enables healthcare workers to make practical inferences about patients' emotional states and well-being, which creates a platform for empathetic, personal, and proactive ways of care in hospitals.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Facial Integration, Neural Network Accelerator, Artificial intelligence, facial emotional recognition, Holograph, facial feature extractor, Quantum Facial Recognition Processor, microprocessor, healthcare

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

The present research paper attempts to show how art plays a significant role in the lives of transgender straight from ancient period to modern India.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

kliba, eunuch, tritiya prakriti, sexual orientation

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Perampanel, RP-HPLC, Waters system, validation etc.

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

A cooperative society is a self-governing group of individuals who voluntarily come together to address their common economic, social, and cultural needs through a collectively owned and democratically controlled enterprise. India, primarily reliant on agriculture, is the birthplace of the world's largest cooperative movement. Cooperative ventures in agriculture, such as dairies, sugar mills, and spinning mills, are established by pooling resources from farmers aiming to process their produce. The country boasts 194,195 cooperative dairy societies and 330 cooperative sugar mill operations, with the latter contributing to 35% of the nation's sugar production. In the domain of banking and finance, cooperative institutions are widespread in rural and urban areas. Notably, primary agricultural credit societies (PACS), formed by farmer associations at the village level, submit credit requests to district central cooperative banks (DCCBs) before a village's needs arise. State cooperative banks serve as the apex of the rural cooperative lending structure. PACs, as a collective of farmers, wield significant negotiating power compared to individual farmers dealing with commercial banks. Amul, a renowned cooperative brand, has its roots in Gujarat, with 36 lakh milk producers. It oversees the Gujarat Co-operative Milk Marketing Federation. Moreover, cooperative marketing groups have emerged among small producers and manufacturers facing challenges in independently selling their goods.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Democratically, Cooperative, Agriculture.

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

This study looks at the asset quality and capital status of the Indian banking system with regard to non-performing assets to selected public and private sector banks' advances during a five-year period, from 2016 to 2020-21. For the comparison analysis, secondary sources of data obtained from selected banks' annual reports were taken into account. Private sector banks outperformed public sector plans in terms of the capital adequacy ratio (CAR), debt equity ratio (DER), total advance to total asset ratio, and government security to total asset ratio. Public sector banks had higher net non-performing assets (NPA) to total asset ratios and total investment to total asset ratios, while private sector banks had higher net non-performing assets to net advance ratios.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Asset Quality, CAMEL Model Approach, Capital

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

The Pictogram authentication system represents an avant-garde paradigm in user verification, harnessing the cognitive strength of visual symbols. This project proposes a cutting-edge authentication system, accentuating visual password creation, pattern recognition, and fortified security protocols. Key components encompass user-friendly interactions, multimodal integration, scalability, and rigorous usability testing. Developed with Java, Python, HTML, CSS, and JavaScript for web-based interfaces, the project employs analytical tools like R, Matplotlib, and Seaborn for robust performance evaluation. The system not only prioritizes security enhancement but also addresses user education, ensuring a seamless blend of accessibility and human-centric design. In summary, this project pioneers a secure, visually-driven authentication solution, harnessing innate human visual recognition capabilities for a resilient and inclusive digital future.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Visual Password, Security Enhancement, Digital Authentication

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

ABSTRACT The current study aimed to determine the physical properties of finger millet (FM) cultivars (GPU-48, Indaf-7, ML-365, and MR-1and MR-6). The moisture content; dimensional properties such as length, width, thickness, geometric mean diameter, and arithmetic mean diameter; physical properties such as one thousand (1000) sample weight, bulk density, true density, porosity, sphericity, aspect ratio, surface area, and sample volume; functional properties such as water absorption capacity (WAC), dispensability, and viscosity were determined. Scanning electron microscopy (SEM) analysis of FM cultivar varieties was also evaluated. Results revealed that ML-365 cultivar was higher than other samples in moisture content, width, thickness, geometric mean diameter, arithmetic mean diameter, surface area and sample volume. Data showed that MR-6 was higher in viscosity cold paste and viscosity cooked paste than in other FM cultivars. SEM findings revealed that starch granules of raw FM flours had oval/spherical and smooth surface. In conclusion study findings are important for agricultural and food engineers, designers, scientists and processors in the design of equipment for FM grain processing. Results are likely to be useful in assessing the quality of grains used to fortify FM flour

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Finger millet, physical properties, dimension properties, functional properties

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

Abstract Behavioral finance, a branch of finance that explores the influence of psychological factors on financial decision making, reveals a significant limitation in traditional finance models. Behavioral finance uses both psychology and finances to explain the rationale behind an investor behavior towards investment decision and also explains the market anomalies. India's favorable demographic patterns, such as its rising affluent middle class and aging population, should ensure robust utilization increase. Beside with these factors, factors such as treating gold as a major investment choice, the use of gold ornaments by the male and younger population, the widespread availability of credit facilities, and the increasing trend of industrial demand all contributed to the increase in gold demand. Consumer spending patterns in India vary significantly from those in the Western world and previous generations of Indians. Consumer preferences, shopping designs, preferred styles of stores and retail scenes, attire and style, and ways of investing their recreation and leisure time are all covered. However, there are particular differences in Indian utilization designs due to fast monetary turn of events. Therefore, the paper largely focuses on the investors behavioral aspects towards the gold investment in the select region and the methodology of the study is purely based on the primary data by conducting survey to identify customers' behavioral aspects on gold investment in the select region.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Keywords: Behavioral finance, Demographic patterns, Market anomalies, Gold ornaments.

  License

Creative Commons Attribution 4.0 and The Open Definition

 Abstract

In recent trends, there's an rising strain regarding the provision of clean, consumable water. This problem especially arises in pastoral areas due to the ineffectiveness of the governments and the adding population in the country. Thus, this particular design aims to descry and display real- time physicochemical quality of the water in a much further cost effective manner, as opposed to the current styles which involve slice and laboratory styles, through its wireless,multi-sensor network. It takes into consideration multiple factors and presents this real- time quality through the IOT (internet of Things) of its EC (electrical conductivity), TDS (Total Dissolved Solids) as well as temperature of water that's being tested. Also, this remote controlled boat is especially designed for lakes, budgets, gutters etc. where we can not cover water quality in similar complicated scale water surroundings by just using a stationary system because water parameters vary at every single position. To avoid this, we selected a boat which can float and move on the water simply by 2.4 GHZ protocol. This structure is designed as a housing shape which minimizes the resistivity of water inflow and this shape also maintains the stability of water. This water quality monitoring boat includes an GPS (Global Positioning System) which gives the position of the point wherever boat hovers in the reservoir & simultaneously sends the live location of boat via GSM (Global System for Mobile Communication). All the results are generated and displayed with their readings and their graphical analogue measures through the opensource IOT platforms like Blynk/Thing speak, on with water's contaminations limitation points and its dangerous position announcement.

Licence: creative commons attribution 4.0

  License

Creative Commons Attribution 4.0 and The Open Definition

 Keywords

Multi-sensor network, TDS, EC, 2.4GHZ, GPS, GSM, IoT

  License

Creative Commons Attribution 4.0 and The Open Definition