IJCRT Peer-Reviewed (Refereed) Journal as Per New UGC Rules.
ISSN Approved Journal No: 2320-2882 | Impact factor: 7.97 | ESTD Year: 2013
Scholarly open access journals, Peer-reviewed, and Refereed Journals, Impact factor 7.97 (Calculate by google scholar and Semantic Scholar | AI-Powered Research Tool) , Multidisciplinary, Monthly, Indexing in all major database & Metadata, Citation Generator, Digital Object Identifier(CrossRef DOI)
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Paper Title: A comparative study to assess the knowledge and attitude regarding contraceptive method among married women in selected urban and rural area of Haryana
Author Name(s): Rimmi, Dr. Raj Kumar Chaudhary
Published Paper ID: - IJCRT2505113
Register Paper ID - 284562
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2505113 and DOI : 3 and 5 and 6
Author Country : Indian Author, India, 147203 , Fatehgarh Sahib, 147203 , | Research Area: Humanities All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2505113 Published Paper PDF: download.php?file=IJCRT2505113 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2505113.pdf
Title: A COMPARATIVE STUDY TO ASSESS THE KNOWLEDGE AND ATTITUDE REGARDING CONTRACEPTIVE METHOD AMONG MARRIED WOMEN IN SELECTED URBAN AND RURAL AREA OF HARYANA
DOI (Digital Object Identifier) : 3 and 5 and 6
Pubished in Volume: 13 | Issue: 5 | Year: May 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Humanities All
Author type: Indian Author
Pubished in Volume: 13
Issue: 5
Pages: a968-a974
Year: May 2025
Downloads: 246
E-ISSN Number: 2320-2882
This comparative study was conducted with quantitative approach were selected by purposive sampling technique. 100 Married women from rural area 100 Married women from urban area were selected to conduct the study. Structured Questionnaire were prepared to assess the knowledge and attitude regarding contraceptive method among married women. Data was analyzed and interpreted using descriptive and inferential statistics. Prior commencing to data collection the investigator had obtained formal permission to collect the data.
Licence: creative commons attribution 4.0
Contraceptive methods, married women
Paper Title: GATI BHEDAM
Author Name(s): A.RAJ KAMAL, Dr Lalitha Jawahar
Published Paper ID: - IJCRT2505112
Register Paper ID - 285157
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2505112 and DOI :
Author Country : Indian Author, India, 624003 , Dindigul, 624003 , | Research Area: Arts All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2505112 Published Paper PDF: download.php?file=IJCRT2505112 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2505112.pdf
Title: GATI BHEDAM
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 5 | Year: May 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Arts All
Author type: Indian Author
Pubished in Volume: 13
Issue: 5
Pages: a962-a967
Year: May 2025
Downloads: 491
E-ISSN Number: 2320-2882
This study explores the concept of Gati Bhedam (variations in rhythmic subdivisions) in South Indian classical music, emphasizing its historical evolution, theoretical foundations, and practical applications. It outlines the significance of rhythm (Tala) as a core element of music, tracing its origins to mythological narratives and ancient treatises. The paper examines the Sapta Talas (seven primary Talas) and their structure, highlighting how different Gati (subdivisions) - Tisra, Chatusra, Khanda, Misra, and Sankeerna - expand the 35 traditional Talas into 175 variations. Clear distinctions between Gati and Nadai are established, underscoring their unique roles in maintaining rhythmic integrity while allowing artistic flexibility. Practical examples of Korvais (rhythmic patterns) in different Gatis are provided to illustrate these concepts. The study concludes by affirming the enduring relevance of Gati Bhedam in modern musical performance and its capacity to enrich the listener's experience through dynamic rhythmic diversity.
Licence: creative commons attribution 4.0
Gati Bhedam, Tala, Sapta Talas, Laya, Nadai, Tala Structure
Paper Title: MICROBIAL CONTAMINATION IN HERBAL DRUGS: SOURCE, RISKS AND CONTROL MEASURES
Author Name(s): Satish Chauhan, Awan Kumar Pandey
Published Paper ID: - IJCRT2505111
Register Paper ID - 284864
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2505111 and DOI :
Author Country : Indian Author, India, 222001 , Jaunpur, 222001 , | Research Area: Pharmacy All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2505111 Published Paper PDF: download.php?file=IJCRT2505111 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2505111.pdf
Title: MICROBIAL CONTAMINATION IN HERBAL DRUGS: SOURCE, RISKS AND CONTROL MEASURES
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 5 | Year: May 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Pharmacy All
Author type: Indian Author
Pubished in Volume: 13
Issue: 5
Pages: a942-a961
Year: May 2025
Downloads: 290
E-ISSN Number: 2320-2882
Herbal products include a range of self-prescribed plant-based preparations that fall under the main categories of food, cosmetics, nutritional supplements, and herbal medicines. The classification of herbal products is still within national jurisdiction and is not in line with global or EU standards. Herbal products are widely accessible not only through pharmacies but also through marketplaces and mail order Using medicinal plants to treat ailments is arguably the oldest practice. As a result, phytotherapy has been included into all traditional medical systems, frequently serving as the primary healthcare provider in low- and middle-income nations. In wealthy nations, the use of herbal products has grown in recent decades. The low quality of herbal products may cause negative reactions due to a lack of regulation and unrestricted distribution channels, including online sales. The most frequent causes include using products tainted with potentially dangerous substances like heavy metals, radioactive particles, microbial metabolites (like mycotoxins), agrochemical residues, adulteration of herbal products with unreported powerful pharmaceutical substances, substitution or misidentification with toxic plant species, improper dosing, and interactions with conventional medications. Numerous pollutants, including metals and radionuclides, are found naturally in the atmosphere and ground. Some result from the usage of substances that damage the environment and subsequently medicinal plants, such as persistent chemical residues or emissions from factories. Even organically grown herbs may include pollutants from environmental sources due to their excessive use and disposal. Throughout history, medicinal plants have been used for therapeutic purposes all across the world, and they continue to play a significant role in conventional medicine. Despite having differing theoretical and cultural foundations, all traditional medical systems--whether Ayurvedic, Chinese, Unani, Tibetan, Amazonian, or African--incorporate phytotherapy into their philosophies.
Licence: creative commons attribution 4.0
Microbes, Contamination, Herbal Medicines, Pesticides, Chemicals, Herbs
Paper Title: Effectiveness of a Positive Youth Development Program on Social Engagement and Emotional Resilience Among Nursing Students in District Mohali, Punjab
Author Name(s): Ms. Kiran, Dr. Sukhmanpreet Kaur
Published Paper ID: - IJCRT2505110
Register Paper ID - 285119
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2505110 and DOI :
Author Country : Indian Author, India, 147203 , Fatehgarh Sahib, 147203 , | Research Area: Humanities All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2505110 Published Paper PDF: download.php?file=IJCRT2505110 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2505110.pdf
Title: EFFECTIVENESS OF A POSITIVE YOUTH DEVELOPMENT PROGRAM ON SOCIAL ENGAGEMENT AND EMOTIONAL RESILIENCE AMONG NURSING STUDENTS IN DISTRICT MOHALI, PUNJAB
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 5 | Year: May 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Humanities All
Author type: Indian Author
Pubished in Volume: 13
Issue: 5
Pages: a939-a941
Year: May 2025
Downloads: 270
E-ISSN Number: 2320-2882
Positive Youth Development (PYD) programs are essential in fostering life skills, emotional resilience, and social engagement in young individuals, particularly those pursuing demanding professions like nursing. This study evaluates the effectiveness of a structured Positive Youth Development Program intervention in enhancing social and emotional competencies among nursing students in Mohali, Punjab. A quasi-experimental design compared pre- and post-intervention levels in experimental and control groups. Results indicated a statistically significant improvement in emotional resilience and social engagement scores among students who participated in the intervention. The study concludes that PYD programs can be effective in preparing nursing students for personal and professional challenges, thereby promoting their well-being and competence.
Licence: creative commons attribution 4.0
Positive Youth Development, Nursing Students, Emotional Resilience, Social Engagement, India
Paper Title: Innovative Marketing Strategies for Promoting Mining Tourism in Jharkhand.
Author Name(s): Ashish Kumar, Prof. R.C.Anu Chandran
Published Paper ID: - IJCRT2505109
Register Paper ID - 284966
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2505109 and DOI :
Author Country : Indian Author, India, 605014 , Puducherry, 605014 , | Research Area: Management All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2505109 Published Paper PDF: download.php?file=IJCRT2505109 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2505109.pdf
Title: INNOVATIVE MARKETING STRATEGIES FOR PROMOTING MINING TOURISM IN JHARKHAND.
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 5 | Year: May 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Management All
Author type: Indian Author
Pubished in Volume: 13
Issue: 5
Pages: a930-a938
Year: May 2025
Downloads: 281
E-ISSN Number: 2320-2882
Jharkhand has tremendous potential for mining tourism because of its wealth of minerals and rich cultural heritage. However, to establish the state as a top experiential tourist destination, innovative marketing strategies are needed to capitalize on this distinctive expertise. This paper's examination of modern methods of improving mining tourism in Jharkhand highlights the integration of storytelling, digital marketing, and interaction with the community. Rebranding mining sites as historical, educational, and recreational destinations is the first phase in the procedure. Virtual reality (VR) and augmented reality (AR) experiences can be introduced to tell the narrative of the growth of mining in the area by merging technology with history. Authenticity and an emotional bond might be provided through the development of interactive museums, guided tours, and cultural events that highlight the life of miners and communities nearby. Digital platforms are vital for marketing. Addressing specific groups of people can be performed through influencer partnerships, content marketing that emphasizes immersive experiences, and customized social media campaigns. Partnerships with Internet booking services and travel agencies enhance visibility even further. Another pillar is tourism, which is promoted by the community. Involving local people in tourism-related activities encourages sustainable development and gives visitors an authentic experience. Travelers who care about the environment also respond to initiatives that promote sustainability, such as converting abandoned mines into adventure parks or eco-tourism destinations. By implementing these innovative strategies, Jharkhand might boost economic growth and protect its natural and cultural resources while turning its mining heritage into a flourishing tourism offering. A sustainable future for mining tourism in the area is the goal that this study aims to motivate stakeholders to think about.
Licence: creative commons attribution 4.0
Mining Tourism, Jharkhand, Digital Marketing, Public-Private Partnerships, Sustainable Tourism.
Paper Title: Shikshan Sansthaon me yuvaon ke badalte moolyon ka Samajshariya Adhyayan- Aadhunikikaran ke Vishesh Sandarbha Mein
Author Name(s): Anjay Kumar Mishra, Prof. Ila Sah
Published Paper ID: - IJCRT2505108
Register Paper ID - 285039
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2505108 and DOI :
Author Country : Indian Author, India, 263601 , Almora, 263601 , | Research Area: Social Science All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2505108 Published Paper PDF: download.php?file=IJCRT2505108 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2505108.pdf
Title: SHIKSHAN SANSTHAON ME YUVAON KE BADALTE MOOLYON KA SAMAJSHARIYA ADHYAYAN- AADHUNIKIKARAN KE VISHESH SANDARBHA MEIN
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 5 | Year: May 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Social Science All
Author type: Indian Author
Pubished in Volume: 13
Issue: 5
Pages: a925-a929
Year: May 2025
Downloads: 255
E-ISSN Number: 2320-2882
Shikshan Sansthaon me yuvaon ke badalte moolyon ka Samajshariya Adhyayan- Aadhunikikaran ke Vishesh Sandarbha Mein
Licence: creative commons attribution 4.0
Shikshan Sansthaon me yuvaon ke badalte moolyon ka Samajshariya Adhyayan- Aadhunikikaran ke Vishesh Sandarbha Mein
Paper Title: Real-Time AI-Powered Detection and Prevention of Cyberbullying in YouTube Comments
Author Name(s): Hari Priya A, Thangeswari B, Mr.M.Asif Raja, Dr.J.Hemalatha, Mr.C.pravinkumar
Published Paper ID: - IJCRT2505107
Register Paper ID - 285020
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2505107 and DOI :
Author Country : Indian Author, India, 626105 , Aruppukottai, 626105 , | Research Area: Science and Technology Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2505107 Published Paper PDF: download.php?file=IJCRT2505107 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2505107.pdf
Title: REAL-TIME AI-POWERED DETECTION AND PREVENTION OF CYBERBULLYING IN YOUTUBE COMMENTS
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 5 | Year: May 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Science and Technology
Author type: Indian Author
Pubished in Volume: 13
Issue: 5
Pages: a917-a924
Year: May 2025
Downloads: 310
E-ISSN Number: 2320-2882
The extensive prevalence of social websites like YouTube has resulted in escalating cyberbullying and the ex- change of offensive information in user-added comments. Content moderation is an arduous and inefficient undertaking at scale, requiring automated platforms for monitoring. This paper illus- trates an AI system intended to filter and block cyberbullying online in real-time by monitoring comments on YouTube based on Natural Language Processing (NLP) and Deep Neural Networks (DNNs). The system makes use of the YouTube Data API to retrieve user comments in real time. Every comment is NLP-preprocessed with tokenization, stop-word filtering, and word embedding methods to prepare data for analysis. Objectionable content is identified through a combination of rule-based keyword matching using a pre-defined list of objectionable words and sentiment classification using a trained DNN model. The DNN model is trained to recognize the emotional tone and intent of user comments so that the system can mark not just overtly offensive language but also contextually offensive content. A warning system is implemented where a user is warned every time offensive content is detected. When the user gets three warnings, the system mimics an automatic blocking operation. Also, a web-based dashboard is created for administrators to track live comments, see flagged users, and monitor the number of warnings or blocks done. Experimental assessment demonstrates that the combined application of rule-based filtering and deep learning improves the accuracy and resilience of cyberbullying detection. The proposed framework can be extended to multiple social media sites and used for multilingual comment analysis. The system proposed is helpful in developing intelligent, scalable, and real-time moder- ation systems for safer online communication environments.
Licence: creative commons attribution 4.0
Cyberbullying detection, YouTube comments, Natural Language Processing (NLP), Sentiment analysis, Deep Neural Networks (DNN), Real-time moderation, Offensive word detection, Hybrid AI model, Content moderation, Admin dashboard.
Paper Title: Mobile phone addiction and children's Mental wellbeing: A Narrative Review
Author Name(s): Kiran, Dr. Sukhmanpreet Kaur
Published Paper ID: - IJCRT2505106
Register Paper ID - 285139
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2505106 and DOI :
Author Country : Indian Author, India, 147203 , Fatehgarh Sahib, 147203 , | Research Area: Humanities All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2505106 Published Paper PDF: download.php?file=IJCRT2505106 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2505106.pdf
Title: MOBILE PHONE ADDICTION AND CHILDREN'S MENTAL WELLBEING: A NARRATIVE REVIEW
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 5 | Year: May 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Humanities All
Author type: Indian Author
Pubished in Volume: 13
Issue: 5
Pages: a914-a916
Year: May 2025
Downloads: 255
E-ISSN Number: 2320-2882
The widespread use of mobile phones among children has sparked growing concerns over their impact on mental wellbeing. While mobile technology offers educational and social benefits, excessive and uncontrolled use may lead to adverse psychological outcomes. This narrative review explores the association between mobile phone addiction and mental health issues in children, including anxiety, depression, sleep disorders, and behavioral problems. Through an analysis of recent literature, the paper highlights patterns, contributing factors, and implications for intervention. The review emphasizes the need for parental guidance, digital literacy, and mental health strategies to mitigate risks and promote balanced phone use.
Licence: creative commons attribution 4.0
Mobile phone addiction, children, mental wellbeing, screen time, digital health, behavioral issues
Paper Title: An Overview of Tarrow And Prepared a Antimicrobial Herbal Cream Containing Colocasia Esculenta.
Author Name(s): Miss .Neha Madhukar Shewale, Mr. Patil Chetan Raju, Mr. Kushal Atmaram valvi, Mrs.Vaishali Ramlal Mahajan
Published Paper ID: - IJCRT2505105
Register Paper ID - 284871
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2505105 and DOI :
Author Country : Indian Author, India, 425412 , Nandurbar, 425412 , | Research Area: Pharmacy All Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2505105 Published Paper PDF: download.php?file=IJCRT2505105 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2505105.pdf
Title: AN OVERVIEW OF TARROW AND PREPARED A ANTIMICROBIAL HERBAL CREAM CONTAINING COLOCASIA ESCULENTA.
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 5 | Year: May 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Pharmacy All
Author type: Indian Author
Pubished in Volume: 13
Issue: 5
Pages: a904-a913
Year: May 2025
Downloads: 299
E-ISSN Number: 2320-2882
The increasing demand for natural remedies and the rising concerns over the side effects of synthetic pharmaceutical products have prompted a renewed interest in herbal medicine. Colocasia esculenta, commonly known as taro, is a versatile plant that has been traditionally used in various cultures for its culinary and medicinal properties. This project explores the antimicrobial potential of Colocasia esculenta and its application in the preparation of a herbal cream aimed at treating common skin infections and promoting wound healing. Taro is rich in bioactive compounds such as flavonoids, tannins, saponins, and alkaloids, which are responsible for its antimicrobial, anti-inflammatory, and antioxidant properties. This research project outlines the preparation of an antimicrobial herbal cream using Colocasia esculenta. The plant's active compounds were extracted through a simple yet effective method, and the resulting extract was incorporated into an cream base consisting of natural ingredients like beeswax, coconut oil, and optional essential oils for enhanced antimicrobial effects. The cream developed in this project aims to treat a range of skin conditions, including cuts, rashes, acne, and fungal infections, by leveraging the plant's inherent healing properties. The preparation process involves extracting the active compounds from the Colocasia esculenta tuber, mixing them with suitable carrier oils and emulsifiers, and then allowing the mixture to cool and solidify into a spreadable cream. This method ensures that the plant's healing properties are preserved and can be effectively applied to the skin. The cream is designed to provide a natural alternative to commercial products, offering a holistic and chemical-free solution to common dermatological issues. The antimicrobial properties of Colocasia esculenta have been demonstrated through its ability to inhibit the growth of various bacterial and fungal pathogens, including Staphylococcus aureus, Escherichia coli, and Candida albicans. These pathogens are commonly associated with skin infections and can cause significant discomfort and complications if not treated effectively. The cream, therefore, offers a dual benefit: it helps prevent infections while also promoting faster healing of wounds by reducing inflammation and providing a protective barrier against harmful microorganisms. In conclusion, the development of an antimicrobial herbal cream containing Colocasia esculenta is not only an exploration of traditional healing practices but also a practical application of plant-based medicine in the modern world. The project showcases the antimicrobial, anti-inflammatory, and healing properties of Colocasia esculenta, demonstrating its potential as a valuable ingredient in the formulation of effective, natural skin care products. The results suggest that Colocasia esculenta can serve as an alternative to commercial antimicrobial creams, offering a safe, eco-friendly, and sustainable option for treating common skin ailments and promoting overall skin health.
Licence: creative commons attribution 4.0
Colocasia esculenta,Taro,Antimicrobial Properties,Herbal Cream,Phytochemicals,Flavonoids,Tannins,Saponins,Alkaloids,Antibacterial Activity,Antifungal Activity,Wound Healing,Skin Infections,Natural Remedies,Essential Oils,Herbal Medicine,Antioxidant Properties,Sustainable Health Solutions,Traditional Medicine,Natural Skin Care
Paper Title: Financial Inclusion of Differently-Abled People - A Study With Reference To West-Bengal
Author Name(s): Dr. Sirsha Biswas, Dr. Sanjib Kumar Basu
Published Paper ID: - IJCRT2505104
Register Paper ID - 284936
Publisher Journal Name: IJPUBLICATION, IJCRT
DOI Member ID: 10.6084/m9.doi.one.IJCRT2505104 and DOI :
Author Country : Indian Author, India, 700031 , KOLKATA, 700031 , | Research Area: Commerce and Management, MBA All Branch Published Paper URL: http://ijcrt.org/viewfull.php?&p_id=IJCRT2505104 Published Paper PDF: download.php?file=IJCRT2505104 Published Paper PDF: http://www.ijcrt.org/papers/IJCRT2505104.pdf
Title: FINANCIAL INCLUSION OF DIFFERENTLY-ABLED PEOPLE - A STUDY WITH REFERENCE TO WEST-BENGAL
DOI (Digital Object Identifier) :
Pubished in Volume: 13 | Issue: 5 | Year: May 2025
Publisher Name : IJCRT | www.ijcrt.org | ISSN : 2320-2882
Subject Area: Commerce and Management, MBA All Branch
Author type: Indian Author
Pubished in Volume: 13
Issue: 5
Pages: a895-a903
Year: May 2025
Downloads: 250
E-ISSN Number: 2320-2882
ABSTRACT Financial inclusion has been defined as "the process of ensuring access to financial services, timely and adequate credit for vulnerable groups such as weaker sections and low-income groups at an affordable cost". (Committee on Financial Inclusion - Chairman: Dr C Rangarajan, RBI, 2008).India being a signatory since 2008 to the UNCRPD ( United Nations Convention On the Rights of Persons with Disabilities) has an international obligation to promote, defend and reinforce human rights of the disabled. Financial inclusion is considered as a powerful tool for economic and financial independence of vulnerable group of differently-abled people who are often subjected to marginalisation and poverty. The study is undertaken on a sample of 200 individuals from the state of West-Bengal, India to draw comparative picture on how far the financial/banking services are accessible and are used/utilised equally among differently-abled and non-differently-abled people . Thereby introspecting on the level of financial inclusion in differently-abled people(Pwd) and also analysing their role in financial decision making at home.
Licence: creative commons attribution 4.0
Keywords: Financial inclusion, differently-abled people, financial autonomy in decision making

